1. Acceptance of Terms
By using www.iceqbs.org, you agree to our terms, privacy policy, and any other posted policies.

2. Website Use
You agree to use this site lawfully and not harm, hack, or misuse it. Any account you create must contain accurate information, and you are responsible for keeping your login details secure.

3. Intellectual Property
All content on this site—including courses, templates, and materials—is owned by ICEQBS and protected by law. You may not copy, distribute, or reuse it without permission.

4. Payments & Refunds
Payments for courses and services are final unless covered by our Refund Policy. ICEQBS reserves the right to cancel access under certain conditions.

5. Limitation of Liability
ICEQBS is not liable for any losses or damages resulting from the use of our site, content, or services. All content is provided “as is” without guarantees.

6. Third-Party Links
We may link to external sites, but ICEQBS is not responsible for their content or practices.

7. Changes to Terms
We may update these terms anytime. Continued use of the site means you accept the changes.

8. Governing Law
All legal matters are subject to the laws of India and the jurisdiction of [Your City/State] courts.